Godrej Capital, the financial services arm of the Godrej Group, has launched unsecured business loans specifically tailored for micro, small, and medium-sized enterprises (MSMEs) in India. The loans address challenges faced by these businesses, providing flexible repayment options aligned with their cash flow management. The process is fully digitized, ensuring quick approval and disbursal. The loans offer longer tenure of up to 60 months and a reward program for timely repayments. Godrej Capital aims to be a preferred lender for MSMEs and has expanded its reach to 31 markets. They also introduced the digital platform “Nirmaan,” partnering with various companies to assist MSMEs in growing their businesses.
“We understand the challenges MSMEs face and their critical role in driving economic growth and are happy to expand our product offerings through unsecured business loans. We have expanded our geographic presence and now offer business loans in 31 key markets. We are committed to becoming a lender of choice for MSMEs by developing innovative, flexible products that complement the cashflows of a business owner,” said Manish Shah, Chief Executive Officer of Godrej Capital.
