Aditya Birla Health Insurance Co. Limited. (ABHICL) has recently announced ‘Activ Assure’– a health insurance product offering ‘Protection’ portfolio.
‘Activ Assure’ health insurance offers incorporating ABHICL’s unique HealthReturns program that incentivises customers up to 30% of their premium as Health Returns by tracking and rewarding their health activity regularly.
The consumer is rewarded in form of HealthReturns, a cash-equivalent which can be used for health related expenses like buying medicines and pay for diagnostic tests, day care treatment, out-patient expenses (OPD), alternative treatments (which are traditionally excluded) and most importantly can use it towards the payment of future premium.
In a family floater policy, it is always possible that the sum insured is fully utilised by one of the members covered, leaving the others with no cover. To cater to this specific requirement, ‘Activ Assure’ has a unique offering of additional 150% of Sum Insured as reload for unrelated illness.
A statement says that the product covers 586 listed day care procedures that require hospitalization for less than 24 hours. The product also covers treatments given under Ayurveda, Unani, Siddha, Yoga, Naturopathy and Homeopathy systems. ‘Activ Assure’ also offers domestic and international emergency assistance services including Air Ambulance, it says.